Reference

A marketing strategy where developers send free tokens to users to encourage adoption and reward community members.

A general term used to describe any cryptocurrency other than Bitcoin, representing a wide variety of tokens with different functions.

The practice of buying and selling the same asset in different markets to profit from small differences in its price.

Any item of economic value owned by an individual, such as cash, real estate, stocks, or vehicles.

An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets.

A trust established to shield a person's assets from future lawsuits, creditors, or legal judgments.

Anything of value owned by an individual that can be converted into cash, such as bank accounts, real estate, or vehicles.

A person or entity designated to receive assets or benefits from an insurance policy, retirement account, or will upon the owner's death.

The difference between the highest price a buyer is willing to pay and the lowest price a seller is willing to accept for an asset.

The first and largest decentralized cryptocurrency, created by an anonymous person or group known as Satoshi Nakamoto.

A digital, distributed ledger that records transactions across many computers so that the record cannot be altered retroactively.

A service that provides external data to smart contracts, allowing them to interact with events and information outside the blockchain.

The net value of a company's total assets minus its total liabilities, as shown on its balance sheet.

A short-term loan used to provide immediate cash flow until a person or company secures permanent financing or sells an asset.

A contract that gives the buyer the right to purchase an asset at a specified price within a specific time period.

A record of the net change of a nation's assets and liabilities during a year. It tracks the flow of investment capital into and out of a country.

Funds used by a company to acquire, upgrade, and maintain physical assets such as property, plants, or equipment.

A large-scale exodus of financial assets and capital from a nation due to events such as political or economic instability.

The profit realized from the sale of a capital asset that has increased in value.

A tax on the profit realized from the sale of a non-inventory asset that was purchased at a lower cost.

The loss incurred when a capital asset is sold for less than its purchase price.

The loss incurred when a capital asset is sold for less than its original purchase price.

A metric used to estimate the potential rate of return on an investment property, calculated by dividing the net operating income by the property's asset value. It helps investors quickly compare the relative profitability of different real estate opportunities.

Capital Asset Pricing Model is a formula used by investors to determine if a stock's expected return is worth the risk it carries compared to a safe investment like a government bond.

A type of bankruptcy that involves the liquidation of assets to pay off creditors and discharge most debts.

A legal process that liquidates a debtor's non-exempt assets to pay off creditors and discharges most remaining unsecured debts.

A trust that pays a set amount to a charity for a specific time, after which the remaining assets go to non-charitable heirs.

A portfolio of pooled assets that raises a fixed amount of capital through an IPO and then lists on an exchange.

An offline method of storing cryptocurrency, such as a hardware device, to protect digital assets from online hacks and security threats.

An asset that a lender accepts as security for a loan, which can be seized if the borrower stops making payments.

Assets acquired during marriage that are owned equally by both spouses.

A specialized account used to hold and move assets from one qualified retirement plan to another while maintaining their tax-deferred status.

The process used by blockchain networks to agree on the validity of transactions and maintain the current state of the ledger.

The original value of an asset for tax purposes, usually the purchase price adjusted for stock splits or dividends.

An options strategy where an investor holds a long position in an asset and writes a call option on that same asset.

The process of using powerful computers to solve complex math problems to verify transactions and earn new units of cryptocurrency.

An individual or organization that holds a very large amount of a specific cryptocurrency, often enough to influence market prices.

A strategy where an investor borrows money in a country with low interest rates to invest in assets that offer higher yields in another country. The goal is to profit from the interest rate difference while managing the risk of currency fluctuations.

The potential for loss caused by changes in exchange rates when investing in assets denominated in foreign currencies.

A financial institution that holds and safeguards an investor's assets to prevent theft or loss.

A Decentralized Autonomous Organization is a group that runs itself through computer code rather than a traditional boss or board of directors. Imagine a club where all the rules are written into a smart contract that automatically executes decisions based on member votes, removing the need for a central leader.

A temporary and small recovery in the price of a declining asset that is followed by a continued downward trend.

A marketplace that allows for direct peer-to-peer cryptocurrency transactions without the need for an intermediary or central authority.

A peer-to-peer marketplace where users can trade cryptocurrencies directly with one another without needing a central intermediary or broker.

An umbrella term for financial services like lending and borrowing that operate on a blockchain without a central authority.

A financial system built on blockchain technology that eliminates the need for traditional intermediaries like banks by using automated smart contracts.

An umbrella term for financial services like lending and trading that operate on blockchain technology without traditional intermediaries like banks.

The current value of a property or asset after accounting for wear and tear over time.

A database that is consensually shared and synchronized across multiple sites, institutions, or geographies.

A withdrawal of funds or assets from a retirement account, which may be subject to income tax and potential penalties.

The process of allocating capital in a way that reduces the exposure to any one particular asset or risk.

The strategy of investing a fixed amount of money at regular intervals, regardless of the asset's price, to reduce the impact of volatility.

A long-term trust designed to pass wealth down through multiple generations while minimizing taxes and protecting assets.

The market value of an asset, such as a home, minus the total amount of any remaining loans or liens against that asset.

The transfer of unclaimed estate assets to the state when no heirs are found.

A legal arrangement where a third party holds money or assets on behalf of two other parties until a transaction is finalized.

A tax on the right to transfer property at your death, calculated based on the total value of your assets minus certain deductions.

A decentralized blockchain platform that enables developers to build and deploy smart contracts and decentralized applications.

The annual fee that all funds or ETFs charge their shareholders, expressed as a percentage of assets.

Foreign Direct Investment happens when a person or business from one country buys a physical asset or starts a business in another country. It is like opening a local bakery in a foreign land rather than just buying stock in a company there, creating real jobs and buildings in that community.

An investment made by a company or individual in one country into business interests located in another country. It usually involves establishing operations or acquiring tangible assets.

An investment made by a firm or individual in one country into business interests located in another country, usually by establishing business operations or acquiring assets.

Assets held by a nation's central bank in foreign currencies to back its liabilities and influence its own exchange rate.

Assets held on reserve by a central bank in foreign currencies to back liabilities and influence monetary policy.

A change in a blockchain's protocol that results in a split, creating two separate versions of the network with different rules.

A customized contract between two parties to buy or sell an asset at a specified price on a future date.

The cash a company produces through its operations minus the cost of expenditures on assets, representing available capital.

A legal agreement to buy or sell a particular asset or security at a predetermined price at a specified future date.

The transaction fee paid to network validators to process and validate a transaction on a blockchain network.

The transaction costs paid to network validators or miners to process and confirm transactions on a blockchain network.

A federal tax on assets passed to a beneficiary who is at least 37.5 years younger than the donor, such as a grandchild.

The very first block of a blockchain network, serving as the foundation for every block that follows.

A cryptocurrency that grants its holders the right to vote on decisions that affect the future development of a blockchain project.

The person who establishes a trust and places assets into it.

Grantor Retained Annuity Trust is a legal arrangement where you transfer assets into a trust for a set time while keeping an income stream, which helps minimize taxes when passing wealth to heirs. It is essentially a way to move your investments to your children while locking in current tax values to avoid future gift tax hits.

The total fair market value of all assets owned by a deceased person at the time of their death before any debts or taxes are paid.

An event occurring at set intervals where the reward for mining new blocks is cut in half, reducing the inflation rate of the cryptocurrency.

A permanent split in a blockchain that occurs when a network undergoes a major protocol change, resulting in two separate paths.

The total computational power being used by a network to process transactions and secure the blockchain.

The process of converting input data into a unique string of characters to ensure data integrity and security within a blockchain.

HODL — A slang term in the crypto world that means holding onto your investment even when the market is crashing. It represents the mindset of staying committed to your long-term plan regardless of short-term stress.

A cryptocurrency wallet that is connected to the internet, providing convenience for frequent trading but with higher exposure to security risks.

Initial Coin Offering is a way for a new cryptocurrency project to raise money by selling its own digital tokens to early investors before the project officially launches. It is similar to a startup selling stock in its company, but instead of shares, you are buying digital tokens that might gain value if the project succeeds.

A type of crowdfunding where a company or project sells a new cryptocurrency to raise funds for development.

The percentage of a loan amount that a lender charges a borrower for the use of assets.

The state of dying without a valid will, which leads to the distribution of assets according to state laws.

The perceived or calculated value of an asset, an investment, or a company independent of market price.

Joint Tenancy with Right of Survivorship: This is a way for two or more people to own an asset together, like a house or a bank account. If one person passes away, their share automatically goes to the remaining owner without needing a complex court process.

A secondary protocol built on top of a main blockchain to increase transaction speed and reduce costs.

An informal document that provides survivors with specific information regarding the location of assets, funeral wishes, and other personal details.

Cash or assets that can be quickly and easily converted into cash without a significant loss in value.

The process of selling off a company's assets or closing out investment positions to convert them into cash.

The ease with which an asset or security can be converted into ready cash without affecting its market price.

A collection of funds locked in a smart contract that provides the necessary capital for decentralized trading and lending.

The risk that an investor will not be able to sell an asset quickly enough to prevent a loss or meet financial obligations.

A legal arrangement created during an individual's lifetime that holds assets for their benefit and dictates their distribution after death.

A financial term used by lenders to express the ratio of a loan to the value of the asset being purchased.

The purchase of an asset with the expectation that its price will increase over time, allowing the investor to profit from the rise.

Profit earned from the sale of an asset held for more than one year, typically taxed at lower rates than ordinary income.

A narrow category of money supply that includes physical currency, demand deposits, and other liquid assets. These are assets that can be quickly converted into cash for spending.

A tax provision allowing spouses to transfer unlimited assets to each other tax-free.

A theory suggesting that asset prices and historical returns eventually move back toward their long-term average or mean level.

A process where a state Medicaid program seeks to be paid back from the assets of a deceased recipient for certain long-term care costs paid on their behalf.

The process by which new units of a cryptocurrency are created and transactions are verified using powerful computer hardware.

The total amount of monetary assets available in an economy at a specific time. It includes physical currency, such as coins and paper money, as well as various types of bank deposits.

Net Asset Value: This is the total value of a fund's assets minus its liabilities, divided by the number of shares currently available. It is basically the 'price tag' for a single share of a mutual fund at the end of the business day.

The total value of all your assets minus the total value of all your liabilities.

A unique digital identifier that is recorded on a blockchain and is used to certify ownership and authenticity of a specific digital or physical asset.

A unique digital asset that represents ownership of a specific item or piece of content, such as digital art or music.

A unique digital asset representing ownership of a specific item, such as digital art, which cannot be replaced or exchanged on a one-to-one basis.

A loan where the lender's only remedy in the event of default is to seize the pledged collateral, with no right to pursue the borrower's other assets.

A service that provides external, real-world data to a blockchain's smart contracts so they can execute based on events happening outside the network.

A method of distributing assets where a deceased beneficiary's share goes to their descendants.

An individual's legal promise to repay a business loan from their personal assets if the business fails to do so.

A legal provision that automatically transfers any remaining assets not already in a trust into that trust upon the person's death.

A will that transfers remaining assets into a trust upon the testator's death.

Proof of Work is a security process used in digital currencies where computers solve complex puzzles to verify transactions, acting like a digital notary that proves work was done to prevent fraud. Think of it like a difficult contest that someone must win before they are allowed to update a shared record book.

A secret alphanumeric code used by a cryptocurrency owner to authorize transactions and prove ownership of their digital assets.

A consensus mechanism where block creators are chosen based on the number of coins they hold and are willing to lock up.

A consensus mechanism that requires participants to expend effort solving arbitrary mathematical puzzles to prevent system gaming.

An alphanumeric code that identifies a specific wallet address, allowing others to send cryptocurrency to that user safely.

A contract that gives the buyer the right to sell an asset at a specified price within a specific time period.

A Qualified Terminable Interest Property trust is a legal arrangement that allows a person to provide income to their spouse after they pass away, while still controlling who eventually gets the remaining assets later. It is commonly used in estate planning to support a surviving spouse while ensuring that children from a previous marriage eventually inherit the property.

A trust designed to provide income for a surviving spouse while allowing the grantor to control the final distribution of assets.

A form of monetary policy in which a central bank purchases large-scale financial assets from the open market. This is done to inject money into the economy and lower long-term interest rates.

A form of monetary policy in which a central bank purchases large-scale financial assets to inject money into the economy.

The process by which a central bank reduces the size of its balance sheet by selling assets or letting them mature. It is intended to decrease the amount of liquidity in the financial system.

An indicator of a company’s liquidity that measures its ability to meet short-term obligations with very liquid assets.

The process of realigning the weightings of a portfolio of assets to maintain a desired level of asset allocation.

A loan that allows the lender to seize the collateral and also pursue the borrower's other assets if the collateral value does not cover the full debt.

The act of a lender taking back an asset, such as a vehicle, after a borrower defaults on the loan used to purchase it.

A price level that an asset has difficulty rising above because of a large number of sellers at that price point.

A legal arrangement that can be altered or canceled by the grantor during their lifetime, used to manage assets and avoid probate.

Return on Assets measures how efficiently a company uses everything it owns, like equipment and buildings, to generate profit. You can think of it like checking how much extra juice you get from your fruit compared to the size of the juicer you bought.

A long-term, fixed-rate financing program specifically designed for purchasing major fixed assets such as real estate or machinery.

Special Drawing Rights are an international reserve asset created by the IMF that acts like a supplemental currency basket for member countries. Think of it as an emergency credit line that countries can use to exchange for actual currencies to help stabilize their national economy during tough times.

A loan in which the borrower pledges an asset, such as a car or house, as collateral for the loan.

A series of random words that acts as a master password to recover access to a cryptocurrency wallet if the original access is lost.

The remaining value of a company's assets that belongs to the owners after all of its debts have been paid off.

The sale of a borrowed security with the expectation that the asset will fall in value.

Profit from the sale of an asset held for one year or less, which is taxed at the same rate as your regular salary.

A self-executing contract with the terms of the agreement between buyer and seller being directly written into lines of code.

A state-owned investment fund composed of financial assets such as stocks, bonds, or real estate, funded by a country's foreign exchange reserves.

An international reserve asset created by the IMF to provide liquidity and supplement the official reserves of member countries.

An international reserve asset created by the International Monetary Fund (IMF) to supplement the official reserves of its member countries.

A trust that limits a beneficiary's access to funds to protect assets from creditors.

The difference between the highest price a buyer is willing to pay and the lowest price a seller is willing to accept for an asset.

Supplemental Security Income is a federal program that provides monthly payments to help elderly, blind, or disabled people who have very little income or assets, regardless of their work history.

A type of cryptocurrency designed to maintain a stable value by being pegged to a fiat currency or a physical commodity.

The act of locking up cryptocurrency tokens to help support the security and operation of a blockchain network in exchange for rewards.

The adjustment of an inherited asset's value to its fair market value at the time of the previous owner's death.

A price level where an asset tends to stop falling because of a concentration of demand or buying interest.

A company's total net asset value excluding intangible items like patents, trademarks, and goodwill.

A mutual fund that automatically adjusts its asset mix to become more conservative as a specific date approaches.

The tax basis represents the original cost or purchase price of an asset, which is used to calculate capital gains or losses when the asset is sold. It is often adjusted over time to account for improvements, depreciation, or other specific tax-related events.

The legal seizure of a taxpayer's property or assets, such as bank accounts or wages, to satisfy an unpaid tax debt.

The process of permanently removing a portion of a cryptocurrency's total supply from circulation to increase scarcity.

The study of the economic systems and incentives that govern the supply, demand, and distribution of a specific cryptocurrency token.

The individual or entity managing the assets within a trust.

The financial instrument, such as a stock or commodity, on which a derivative's price is based.

A tax credit that allows a certain amount of assets to be passed to heirs or given as gifts tax-free during your lifetime or at death.

A tax provision that allows an individual to transfer an unrestricted amount of assets to their spouse without incurring gift or estate taxes.

An increase in the value of an asset that has not yet been sold for cash, also known as a paper profit.

An options Greek that measures how sensitive an option's price is to changes in the volatility of the underlying asset.

A digital tool that allows users to store, manage, and interact with their cryptocurrency assets and blockchain addresses.

The difference between a company's current assets and its current liabilities, indicating its short-term financial health.

The practice of staking or lending cryptocurrency assets in decentralized finance protocols to generate high returns or additional tokens.