Plain-English definitions for the terms you'll encounter on your financial journey.
A record of how a person has managed their credit and debt in the past.
The amount of time your credit accounts have been established, which factors into your overall credit score.
A detailed record of your credit history, including your loan types, payment history, and credit account status.
A unique nine-digit identification sequence for businesses, issued by Dun & Bradstreet to track business credit history.
The practice of becoming an authorized user on another person's credit card to benefit from their positive credit history.