Plain-English definitions for the terms you'll encounter on your financial journey.
A three-digit number created by the Fair Isaac Corporation that lenders use to determine your creditworthiness.
Initial Coin Offering is a way for a new cryptocurrency project to raise money by selling its own digital tokens to early investors before the project officially launches. It is similar to a startup selling stock in its company, but instead of shares, you are buying digital tokens that might gain value if the project succeeds.
A consumer credit scoring model created by the three major credit bureaus as an alternative to the traditional FICO score.