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Buying Your First Home in Brazil — Financiamento Imobiliário, FGTS, and the Minha Casa Minha Vida Program
Brazilian home loans (financiamento imobiliário) through Caixa Econômica Federal dominate the mortgage market. FGTS can be used as down payment. The Minha Casa Minha Vida program subsidizes housing for lower-income buyers. Here's the complete financial picture.
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